490
46
$141M
Comprehensive Coverage & Support
Property Coverage
Comprehensive protection for buildings, equipment, and infrastructure owned by public entities.
Casualty Coverage
Liability coverage tailored for the unique risks facing Tennessee's public organizations.
Workers' Compensation
Dedicated coverage and support for workplace injuries within public sector environments.
Loss Control
Proactive risk assessments and safety programs to reduce claims and protect your community.
Training Programs
Expert-led courses in safety, compliance, and risk management for public entity staff.
Grants & Scholarships
Financial support for safety equipment, community projects, and continuing education.
Training & Events
Cyber Security Awareness
Protecting your entity from evolving digital threats.
Annual Member Conference
Join hundreds of members for networking and education sessions.
Workplace Safety Fundamentals
Two-day workshop covering OSHA standards for public entities.
Member-Owned. Community- Focused.
Unlike traditional insurers, PEP is owned by the members we serve. That means every dollar goes back to protecting Tennessee’s public communities through better coverage, more training, and meaningful grants.
Join as a Member
Become part of Tennessee's largest public entity risk pool.
Get Local Support
Work with dedicated regional consultants who know your community.
Share in Success
As a member-owner, benefit from stable rates and annual grants.
What Our Members Say
Hear from the cities, counties, and public entities we
proudly serve across Tennessee.
PEP has been an invaluable partner to our city. Their training
programs have significantly reduced our workplace incidents, and the grant funding helped us upgrade critical safety equipment we couldn’t have afforded otherwise.
Sarah Mitchell
PEP has been an invaluable partner to our city. Their training
programs have significantly reduced our workplace incidents, and the grant funding helped us upgrade critical safety equipment we couldn’t have afforded otherwise.
Sarah Mitchell
PEP has been an invaluable partner to our city. Their training
programs have significantly reduced our workplace incidents, and the grant funding helped us upgrade critical safety equipment we couldn’t have afforded otherwise.
Sarah Mitchell
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